Not financial advice

Our insurance, protection and money-related guides are general editorial information for UK consumers. They are not regulated financial advice, personal recommendations, or a solicitation to buy or hold any particular product.

Prescribed Patient is not authorised or regulated by the Financial Conduct Authority. For a personal recommendation on life insurance, income protection, critical illness cover, travel or motor insurance, mortgages, pensions or any other regulated product, speak to an adviser who is authorised by the FCA. You can verify any UK firm or individual on the FCA Register.

Where we describe insurer behaviour, underwriting appetite, pricing patterns or product features, that description reflects what is broadly true across the market at the time of writing. Your outcome will depend on your specific circumstances, disclosures and the insurer you approach.

We may in future work with FCA-regulated partner firms. Any such relationship will be disclosed clearly on the relevant page. Prescribed Patient, its authors and contributors accept no liability for financial decisions taken, or not taken, on the basis of anything published here.

See also Not legal advice and Not medical advice.